Cachet Insurance Broker OÜ

In the registerRegistry code: 14920263

Cachet Insurance Broker OÜ: 2025 revenue 1,651,964 €, net profit 299,237 € (Company only). 14 employees, 2025 annual average (Company only). Äriregister. Snapshot: 14.11.2026.

  • Current tax-debt statusNot listedEMTA. Observation: 13.11.2026Not on the EMTA public tax-debt list (≥100 €) as of 13.11.2026.
  • Report 2025FiledÄriregisterCompany only
  • NoticesNo warning noticesAmetlikud Teadaanded. Observation: 13.11.2026
  • Revenue 20251,651,964 €ÄriregisterCompany only
  • Employees 202514Äriregisterannual average; Company only

Place in the peer group

EMTAK 66221, Harju County, 2025

Revenue 2025, company only, n = 38 filed reports

0100p25p50 (median)p7523,995 €139,133 €365,986 €Cachet Insurance Broker OÜ1,651,964 €, p920100p25medianp7523,995 €139,133 €365,986 €Cachet Insurance Broker OÜ1,651,964 €, p92

marker = company, band = p25–p75, axis = percentile 0–100

The company against its peer group by metric, 2025 · Company only
MetricCompanyMedianPer­cen­tile
Revenue1,651,964 €139,133 €p92 (n = 38)
Net profit299,237 €0 €p94 (n = 63)
Equity740,320 €16,282 €p90 (n = 63)
Employees140p95 (n = 64)

Each percentile is computed separately, so n differs; hidden below 5 companies; medians and quartiles in whole euros (rounded). Source: Business Register (annual reports), snapshot 14.11.2026.

Not an official extract; no credit rating is provided.

Register details and contacts
Registered name
Cachet Insurance Broker OÜ
Registry code
14920263
Status
in the register (R)
Legal form
Private limited company
Registered
25.02.2020
Share capital
2,500 €
VAT number
EE102374663
Address
Harju County · Tallinn, Kesklinna linnaosa, Tatari tn 64
Website
cachet.me

Source: Business Register (open data), CC BY 4.0

Former names / legal succession

Former names: Cachet Data OÜ

Business Register (open data)

Names of current board members load in the interactive view.

Report coverage

Annual reports found in our data as of 2026-11-14

Cohort: R-status OÜs registered before 2023, with a 31 December fiscal year end. Years 2024 and 2025 are fixed, independent of the financial benchmark year. Sector and county use current principal company details.

Absence from our data is not evidence of non-filing. Each company counts once per year, including zero or missing revenue. Completeness of national coverage is unknown.

Source extract cutoff: 2026-10-31

↔ Scroll horizontally to see all columns.

Report coverage
Fiscal yearData status
2024Found in data
2025Found in data
Äriregister · CC BY 4.0; calculations by Ärikratt2026-11-14

Cachet Insurance Broker OÜ is a private limited company. In 2025, revenue grew 169 % to 1,651,964 €, profit was 299,237 € (previous year -641,391 €). The main activity is NACE class: Activities of insurance agents and brokers (66221). The company is located in Harju County. Registered 25.02.2020. Share capital is 2,500 €. 2025 annual-report figures (Company only): annual average employees 14. Taxes for III quarter of 2026 were 139,530 €. Not on the EMTA public tax-debt list (≥100 €) as of 13.11.2026. EMTA. Snapshot: 14.11.2026. There are 2 state aid and grant records.

What are the company indicators (2025)?

Cachet Insurance Broker OÜ: revenue 1,651,964 € (period: 2025; company only; source: Äriregister; snapshot: 14.11.2026).

#naitajadSnapshot

Annual-report figures: Company only Tax data refers to this legal entity.

Peer group: 66221 · Harju County · 2025 · n = 38

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Key figures
MetricValueΔPositionPeriod and basisSourceAs ofComparison and sources
RevenueRevenue: 2021 to 2025, min 2021 · 42,552 €, max 2025 · 1,651,964 €, latest 2025 · 1,651,964 €2021 – 20251,651,964 €+169 %p92 (n = 38)2025; Company onlyRIKchecked 15.11.2026Δ: +169 %Position: p92 (n = 38)2025; Company onlyRIKAs of: checked 15.11.2026
Net profitNet profit: 2020 to 2025, min 2022 · -998,895 €, max 2025 · 299,237 €, latest 2025 · 299,237 €2020 – 2025299,237 €+146.7 %p94 (n = 63)2025 · margin 18.1 % (previous year -104.4 %); Company onlyRIKchecked 15.11.2026Δ: +146.7 %Position: p94 (n = 63)2025 · margin 18.1 % (previous year -104.4 %); Company onlyRIKAs of: checked 15.11.2026
EquityEquity: 2020 to 2025, min 2022 · -1,461,519 €, max 2025 · 740,320 €, latest 2025 · 740,320 €2020 – 2025740,320 €—p90 (n = 63)2025 · share of assets 35.2 % (previous year 34.8 %); Company onlyRIKchecked 15.11.2026Position: p90 (n = 63)2025 · share of assets 35.2 % (previous year 34.8 %); Company onlyRIKAs of: checked 15.11.2026
EmployeesEmployees: 2020 to 2025, min 2020 · 2, max 2025 · 14, latest 2025 · 142020 – 202514—p95 (n = 64)2025; Company onlyRIKchecked 15.11.2026Position: p95 (n = 64)2025; Company onlyRIKAs of: checked 15.11.2026
Turnover per the Tax BoardTurnover per the Tax Board: 2022 I to 2026 III, min 2026 III · 13,525 €, max 2022 II · 62,356 €, latest 2026 III · 13,525 €2022 I – 2026 III26,008 €——2025 IV · VAT registered; Company onlyMTAchecked 15.11.20262025 IV · VAT registered; Company onlyMTAAs of: checked 15.11.2026
State taxesState taxes: 2022 I to 2026 III, min 2022 I · 27,383 €, max 2026 III · 139,530 €, latest 2026 III · 139,530 €2022 I – 2026 III121,762 €——2025 IV; Company onlyMTAchecked 15.11.20262025 IV; Company onlyMTAAs of: checked 15.11.2026
Labour taxesLabour taxes: 2022 I to 2026 III, min 2022 I · 20,161 €, max 2026 III · 146,664 €, latest 2026 III · 146,664 €2022 I – 2026 III124,872 €——2025 IV; Company onlyMTAchecked 15.11.20262025 IV; Company onlyMTAAs of: checked 15.11.2026
State aid received13,951 €——2 decisions · latest 2024RARsnapshot 14.11.20262 decisions · latest 2024RARAs of: snapshot 14.11.2026
Report 2025filed———RIKchecked 15.11.2026RIKAs of: checked 15.11.2026

EMTA: state taxes are paid taxes net of refunds; labour taxes are paid income and social tax plus pension and unemployment insurance contributions.

The percentile (p) is the company rank among peers in the same activity and county in the same year. It is hidden when fewer than 5 companies qualify. Each figure shows its period and source.

Which legal entities are related to the company (snapshot 14.11.2026)?

Cachet Insurance Broker OÜ: ownership links are between legal entities only; shared-board links show companies, not people (source: Äriregister; snapshot: 14.11.2026).

#seosedSnapshot

Dated register facts. No signals does not confirm the absence of liabilities.

Owners and holdings

Business Register shareholders · Natural-person owners are hidden, so the percentages may stay below 100 %.

State property contracts

Fees exclude VAT; currency is unknown. Each fee has its own period. Never sum or annualise fees. Types and statuses are source assertions; this is not a general property ownership register.

Rows on this page / total records: 0 / 0

No state property contracts in this snapshot.

Source: Riigi kinnisvararegister · CC0 1.0

Companies sharing a board member

RIK

Same query via MCP

Source: Äriregister · Riigi kinnisvararegister · Äriregister: Source observation date unknown · Riigi kinnisvararegister: Source observation date unknown · Source acquisition date unknown · Snapshot published: 14.11.2026 · View company sources · All sources and licences

What are the company signals (snapshot 14.11.2026)?

we count and cite; we do not grade

Cachet Insurance Broker OÜ: Not on the EMTA public tax-debt list (≥100 €) as of 13.11.2026. EMTA. Snapshot: 14.11.2026.

#signaalidSnapshot

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Public signals
MetricValueΔPositionPeriod and basisSourceAs ofComparison and sources
Current tax-debt statusNot on the EMTA public tax-debt list (≥100 €) as of 13.11.2026.Check directly: EMTA ———EMTA13.11.2026EMTAAs of: 13.11.2026
Debt episode (history)missing——off the list after 3 consecutive absences (EMTA ~11th/~21st swings)EMTA13.11.2026off the list after 3 consecutive absences (EMTA ~11th/~21st swings)EMTAAs of: 13.11.2026
Annual reportsReport 2025 filed———RIKchecked 15.11.2026RIKAs of: checked 15.11.2026
Official noticesNo bankruptcy, liquidation, restructuring or enforcement notices——5 yearsAmetlikud Teadaandedchecked 15.11.20265 yearsAmetlikud TeadaandedAs of: checked 15.11.2026
StatusStatus changes: 1——status history: 4 entriesRIKchecked 15.11.2026status history: 4 entriesRIKAs of: checked 15.11.2026
Composite signal (derived)Lowview——Report lateness is not scored. Notice selection and time windows differ from those used for the score.Ärikratt—Report lateness is not scored. Notice selection and time windows differ from those used for the score.Ärikratt
Commercial pledgeNo commercial pledge——pledgee names withheldRIKchecked 15.11.2026pledgee names withheldRIKAs of: checked 15.11.2026
Court decisions · sanctions · trademarkssource missing——a company-level link has not been published yet——a company-level link has not been published yet
Composite signal components (derived, not an official score)

Score (derived) 0/100 derived

A composite signal from structured data, not an official assessment or credit rating. It describes data known at calculation time; no forecast horizon is specified.

Calculated 13.11.2026 10:15.

Methodology version: 1.3.

Stored component contributions

  1. Tax debt · 0 points
  2. Financial health · 0 points
  3. Board changes · 0 points
  4. Insolvency notices · 0 points
  5. Licence loss · 0 points

A stored 0 proves neither absence of events nor complete source coverage. Without detail, its cause is unknown.

The underlying record reference is unavailable. No specific event or document can be identified.

methodology

Calculated 13.11.2026 10:15. The score is not a credit rating and not a default forecast. methodology · The score is not a credit rating

Snapshot: Äriregister: 14.11.2026 07:45 · EMTA: 14.11.2026 07:45 · Ametlikud Teadaanded: 14.11.2026 07:45
Source: Äriregister · EMTA · Ametlikud TeadaandedLatest available report year: 2025 (annual reporting) · Latest available tax quarter: 2026 Q3 (quarterly tax figures) · Company debt-list observation: 13.11.2026 (daily debt list) · Older than the expected daily observation (checked: 15.11.2026) · Score calculated: 13.11.2026 · Calculation and snapshot publication do not establish source freshness · Äriregister: Source observation date unknown · EMTA: Debt list observed: 13.11.2026 · daily debt list · Older than the expected daily observation (checked: 15.11.2026) · Ametlikud Teadaanded: Latest retained notice published: 13.11.2026 · Source observation date unknown · Source acquisition date unknown · Snapshot published: 14.11.2026View company sourcesAll sources and licences

What are the company financial results (2025)?

Cachet Insurance Broker OÜ: net profit 299,237 € (period: 2025; company only; source: Äriregister; snapshot: 14.11.2026).

#finantsSnapshot

2025 · Company only: revenue 1,651,964 €, net profit 299,237 €.

Annual reports 2020–2025

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Financials
MetricValueΔPeriod and basisSourceAs ofComparison and sources
Revenue1,651,964 €+169 %2025; Company onlyRIKchecked 15.11.2026Δ: +169 %2025; Company onlyRIKAs of: checked 15.11.2026
Net profit299,237 €+146.7 %2025; Company onlyRIKchecked 15.11.2026Δ: +146.7 %2025; Company onlyRIKAs of: checked 15.11.2026
Equity740,320 €+67.8 %2025; Company onlyRIKchecked 15.11.2026Δ: +67.8 %2025; Company onlyRIKAs of: checked 15.11.2026
Assets2,104,852 €+65.8 %2025; Company onlyRIKchecked 15.11.2026Δ: +65.8 %2025; Company onlyRIKAs of: checked 15.11.2026
Employees14+27.3 %2025; Company onlyRIKchecked 15.11.2026Δ: +27.3 %2025; Company onlyRIKAs of: checked 15.11.2026
Revenue614,118 €+231 %2024; Company onlyRIKchecked 15.11.2026Δ: +231 %2024; Company onlyRIKAs of: checked 15.11.2026
Net profit-641,391 €+32.9 %2024; Company onlyRIKchecked 15.11.2026Δ: +32.9 %2024; Company onlyRIKAs of: checked 15.11.2026
Equity441,083 €+205.6 %2024; Company onlyRIKchecked 15.11.2026Δ: +205.6 %2024; Company onlyRIKAs of: checked 15.11.2026
Assets1,269,243 €+35.6 %2024; Company onlyRIKchecked 15.11.2026Δ: +35.6 %2024; Company onlyRIKAs of: checked 15.11.2026
Employees11+10 %2024; Company onlyRIKchecked 15.11.2026Δ: +10 %2024; Company onlyRIKAs of: checked 15.11.2026
Revenue185,507 €+44.9 %2023; Company onlyRIKchecked 15.11.2026Δ: +44.9 %2023; Company onlyRIKAs of: checked 15.11.2026
Net profit-956,007 €+4.3 %2023; Company onlyRIKchecked 15.11.2026Δ: +4.3 %2023; Company onlyRIKAs of: checked 15.11.2026
Equity-417,526 €+71.4 %2023; Company onlyRIKchecked 15.11.2026Δ: +71.4 %2023; Company onlyRIKAs of: checked 15.11.2026
Assets936,300 €+140.2 %2023; Company onlyRIKchecked 15.11.2026Δ: +140.2 %2023; Company onlyRIKAs of: checked 15.11.2026
Employees100 %2023; Company onlyRIKchecked 15.11.2026Δ: 0 %2023; Company onlyRIKAs of: checked 15.11.2026
Revenue128,030 €+200.9 %2022; Company onlyRIKchecked 15.11.2026Δ: +200.9 %2022; Company onlyRIKAs of: checked 15.11.2026
Net profit-998,895 €-134.4 %2022; Company onlyRIKchecked 15.11.2026Δ: -134.4 %2022; Company onlyRIKAs of: checked 15.11.2026
Equity-1,461,519 €-215.9 %2022; Company onlyRIKchecked 15.11.2026Δ: -215.9 %2022; Company onlyRIKAs of: checked 15.11.2026
Assets389,730 €+186.1 %2022; Company onlyRIKchecked 15.11.2026Δ: +186.1 %2022; Company onlyRIKAs of: checked 15.11.2026
Employees10+150 %2022; Company onlyRIKchecked 15.11.2026Δ: +150 %2022; Company onlyRIKAs of: checked 15.11.2026
Revenue42,552 €—2021; Company onlyRIKchecked 15.11.20262021; Company onlyRIKAs of: checked 15.11.2026
Net profit-426,210 €—2021; Company onlyRIKchecked 15.11.20262021; Company onlyRIKAs of: checked 15.11.2026
Equity-462,624 €—2021; Company onlyRIKchecked 15.11.20262021; Company onlyRIKAs of: checked 15.11.2026
Assets136,214 €+35.9 %2021; Company onlyRIKchecked 15.11.2026Δ: +35.9 %2021; Company onlyRIKAs of: checked 15.11.2026
Employees4+100 %2021; Company onlyRIKchecked 15.11.2026Δ: +100 %2021; Company onlyRIKAs of: checked 15.11.2026
Revenuemissing—2020; the source did not report it; Company onlyRIKchecked 15.11.20262020; the source did not report it; Company onlyRIKAs of: checked 15.11.2026
Net profit-38,914 €—2020; Company onlyRIKchecked 15.11.20262020; Company onlyRIKAs of: checked 15.11.2026
Equity-36,414 €—2020; Company onlyRIKchecked 15.11.20262020; Company onlyRIKAs of: checked 15.11.2026
Assets100,258 €—2020; Company onlyRIKchecked 15.11.20262020; Company onlyRIKAs of: checked 15.11.2026
Employees2—2020; Company onlyRIKchecked 15.11.20262020; Company onlyRIKAs of: checked 15.11.2026

Same query via MCP

Source: Äriregister · Latest available report year: 2025 (annual reporting) · Äriregister: Source observation date unknown · Source acquisition date unknown · Snapshot published: 14.11.2026 · View company sources · All sources and licences

How much tax did the company pay (2026 III)?

Cachet Insurance Broker OÜ: state taxes 139,530 € (period: 2026 III; company only; source: EMTA; snapshot: 14.11.2026).

#maksudSnapshot

↔ Scroll horizontally to see all columns.

Tax figures by quarter
MetricValueΔPositionPeriod and basisSourceAs ofComparison and sources
Quarterly declared turnover (EMTA)13,525 €——2026 III; Company onlyEMTAchecked 15.11.20262026 III; Company onlyEMTAAs of: checked 15.11.2026
State taxes139,530 €——2026 III; Company onlyEMTAchecked 15.11.20262026 III; Company onlyEMTAAs of: checked 15.11.2026
Labour taxes146,664 €——2026 III; Company onlyEMTAchecked 15.11.20262026 III; Company onlyEMTAAs of: checked 15.11.2026
Employees (EMTA quarter, legal entity)19——2026 III; Company onlyEMTAchecked 15.11.20262026 III; Company onlyEMTAAs of: checked 15.11.2026
Tax Board public tax data
QuarterQuarterly declared turnover (EMTA) (€)State taxes €Labour taxes €Employees (EMTA quarter, legal entity)
2026 III13,525139,530146,66419
2026 II22,851126,001130,59517
2026 I14,466115,585119,37616
2025 IV26,008121,762124,87214
2025 III15,905101,767106,57313
2025 II14,70893,36698,34512
2025 I28,512100,847101,41011
2024 IV24,33772,49775,91113
2024 III28,55276,02269,6559
2024 II24,34970,84469,5939

Showing 10 / 19

Source: EMTA · Latest available tax quarter: 2026 Q3 (quarterly tax figures) · Company debt-list observation: 13.11.2026 (daily debt list) · Older than the expected daily observation (checked: 15.11.2026) · EMTA: Debt list observed: 13.11.2026 · daily debt list · Older than the expected daily observation (checked: 15.11.2026) · Source acquisition date unknown · Snapshot published: 14.11.2026 · View company sources · All sources and licences

What state aid has the company received (snapshot 14.11.2026)?

Cachet Insurance Broker OÜ: displayed state aid decisions and project grants 2 (source: RAR; snapshot: 14.11.2026).

#toetusedSnapshot
Ettevõtluse ja Innovatsiooni Sihtasutus · Turundustegevused VTA >> Ekspordi edendamine VTA · 02.12.2024

Amount €: 10,027

Incorporated < 90 days before decision: Rule not met; ; ; state_aid:40630 | 2024-12-02 | https://rar.fin.ee/rar/providedAidsByRecipientAndMeasureReviewPage.action; ariregister:14920263 | 2020-02-25 | https://ariregister.rik.ee/est/company/14920263 On the EMTA list on the decision date: Unknown; ; ; Informational indicators, not accusations or proof of wrongdoing. Methodology and limitations: /en/info#award-context

state_aid:40630 · 2024-12-02

ariregister:14920263 · 2020-02-25

Eesti Töötukassa · Palgatoetus VTA >> Palgatoetus VTA · 07.01.2022

Amount €: 3,924

Incorporated < 90 days before decision: Rule not met; ; ; state_aid:21397 | 2022-01-07 | https://rar.fin.ee/rar/providedAidsByRecipientAndMeasureReviewPage.action; ariregister:14920263 | 2020-02-25 | https://ariregister.rik.ee/est/company/14920263 On the EMTA list on the decision date: Unknown; ; ; Informational indicators, not accusations or proof of wrongdoing. Methodology and limitations: /en/info#award-context

state_aid:21397 · 2022-01-07

ariregister:14920263 · 2020-02-25

Observed ship-register entries

Owner entry in the register, may not be current owner. Current ownership is unverified. Separate revisions are separate entries, not additional vessels. Type and use retain the source wording.

No observed entries for open ships in this snapshot.

Source: Centre of Registers and Information Systems, ship register · Licence: CC BY-SA 4.0 · RIK Laev.xml, CC BY-SA 4.0 · Registrite ja Infosüsteemide Keskus (RIK) · Data catalogue

Environmental records

Source presence and source status do not confirm permit validity. Emission sources and waste facilities are separate record types. Record counts are not an environmental footprint or pollution quantities. Location is unknown.

No environmental records in this snapshot.

Source: Keskkonnaamet, KOTKAS permits, AvTS § 3¹(9)

Source: RTK · MTR · Keskkonnaamet · RTK: Source observation date unknown · MTR: Source observation date unknown · Keskkonnaamet: Source observation date unknown · Source acquisition date unknown · Snapshot published: 14.11.2026 · View company sources · All sources and licences

What procurement has the company won (snapshot 14.11.2026)?

Cachet Insurance Broker OÜ: procurement wins 0 (source: Riigihangete register; snapshot: 14.11.2026).

#hankedSnapshot

Informational indicators, not accusations or proof of wrongdoing. Free CSV exports the loaded rows. Load more to include further results.

Source: Riigihangete register · Riigihangete register: Source observation date unknown · Source acquisition date unknown · Snapshot published: 14.11.2026 · View company sources · All sources and licences

What changed in the company history (snapshot 14.11.2026)?

Cachet Insurance Broker OÜ: the timeline shows historical events, not an assessment of current status (source: Äriregister, EMTA, Ametlikud Teadaanded, RAR; snapshot: 14.11.2026).

#ajajoonSnapshot

2026

Reports, taxes and grants (3)
  • Tax Board 2026 III: turnover €13.5k, employees: 19
    taxes
  • Tax Board 2026 II: turnover €22.9k, employees: 17
    taxes
  • Tax Board 2026 I: turnover €14.5k, employees: 16
    taxes

2025

Reports, taxes and grants (2)
  • Tax Board 2025 IV: turnover €26k, employees: 14
    taxes
  • Tax Board 2025 III: turnover €15.9k, employees: 13
    taxes

2020

  • Name changed: Cachet Data OÜ → Cachet Insurance Broker OÜ
    register
  • Entered in the business register
    register
  • Share capital changed: missing → €2,500
    register
  • Name changed: missing → Cachet Data OÜ
    register
  • Status changed: missing → in the register
    register

Showing 10 / 26

Events: 26 · newest first · Sources: Business Register, Tax Board, RTK, Official Notices

Which sources supply the data (snapshot 14.11.2026)?

Cachet Insurance Broker OÜ: displayed source records 9 (source: Äriregister, EMTA, RTK, MTR, Keskkonnaamet, Ametlikud Teadaanded, Riigi kinnisvararegister, Riigihangete register, RIK laevakinnistusraamat; snapshot: 14.11.2026).

#allikadSnapshot
View Markdown

↔ Scroll horizontally to see all columns.

Block, source, licence, period, vintage and official link
BlockSourceLicenceExpected cadenceSource observationSnapshotCheckedOfficial record
Business RegisterÄriregisterCC BY 4.0nightlySource observation date unknown14.11.2026 07:4515.11.2026open ↗
TaxesEMTACC BY-SA 3.0quarterly tax figures / daily debt listDebt list observed: 13.11.2026 · daily debt list · Older than the expected daily observation (checked: 15.11.2026)14.11.2026 07:4515.11.2026open ↗
GrantsRTKCC BY-SA 3.0 (Euroopa Liidu struktuuritoetus). RAR: AvTS § 3¹ lg 9.missingSource observation date unknown14.11.2026 07:4515.11.2026open ↗
LicencesMTRCC BY-SA 3.0missingSource observation date unknown14.11.2026 07:4515.11.2026open ↗
LicencesKeskkonnaametAvTS § 3¹ lg 9missingSource observation date unknown14.11.2026 07:4515.11.2026open ↗
AnnouncementsAmetlikud TeadaandedCC BY-SA 4.0nightlyLatest retained notice published: 13.11.2026 · Source observation date unknown14.11.2026 07:4515.11.2026open ↗
State propertyRiigi kinnisvararegisterCC0 1.0missingSource observation date unknown14.11.2026 07:4515.11.2026open ↗
Public procurementRiigihangete registerCC BY-SA 3.0nightlySource observation date unknown14.11.2026 07:4515.11.2026open ↗
missingRIK laevakinnistusraamatCC BY-SA 4.0missingSource observation date unknownmissingmissingopen ↗
Court decisions, trademarks, sanctionssource missing — a company-level link has not been published yet; this does not mean there are no records
Dates and their basis

Source observation is the source’s own as-of date; the latest notice publication does not prove observation. Snapshot is the data extract publication time. Checked is the source availability check. Missing clocks are not inferred from other dates.

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